Skip to main content
UOB Rewards lets a cardholder in an eligible bank loyalty programme (today, UOB UNI$) redeem points or vouchers against a purchase. You check the shopper’s balance first, then send one purchase request that includes the redemption — RadiumOne redeems the points first, then charges the card for whatever remains.

​
How it works

  1. Your server checks the shopper’s points and voucher balance.
  2. Your UI shows the available vouchers and lets the shopper choose.
  3. Your server sends a single purchase with the gross order amount and the selected redemption. RadiumOne redeems the points, then charges the card for the residual — or nothing, on a full redemption.
UOB Rewards is available with both integrations: with hosted checkout, RadiumOne shows it to the shopper automatically where enabled; with Elements + the Payments API, you build the balance/voucher UI yourself — see Check a rewards balance and Pay with points.

​
Eligibility

  • The shopper’s card must belong to a participating bank loyalty programme (UOB UNI$ today).
  • Your outlet’s acquirer must be paired with a loyalty acquirer, and the loyalty product must be enabled for it. Without this, a purchase that includes loyalty fails with 422 urn:radiumone:transaction:loyalty-leg-required.
  • The BIN of the card presented decides eligibility at the acquirer level — not every card at an eligible bank is guaranteed to route to the loyalty leg.

​
Enablement checklist

Before you can use UOB Rewards in production, contact support to confirm:
  • Your acquirer is paired with a loyalty acquirer for the currencies you sell in.
  • The loyalty product is enabled on that pairing.
  • Your terminals are provisioned and validated on the loyalty host.
  • The routing rules that decide which cards get the loyalty leg (for example, UOB BIN ranges) are configured for your account.
Until these are confirmed, a redemption attempt degrades gracefully — see Pay with points for what your server sees.

​
Limitations

  • Points and voucher redemption only (kind: "sale"). Standalone voucher or coupon redemption (kind: "voucher" / "coupon") is accepted by the schema but always rejected with 422 urn:radiumone:loyalty:redemption-kind-not-supported — don’t send it.
  • No merchant self-void of a grouped sale. A single-leg void returns 409 urn:radiumone:transaction:single-leg-void-forbidden; cancelling a redeemed sale is support-driven. See Refunds and cancellations.
  • 3D Secure isn’t combinable with a redemption yet — see Rewards with 3D Secure.

​
Next steps

Check a rewards balance

Look up points and vouchers before the shopper pays.

Pay with points

Send the purchase that redeems the balance.
Last modified on September 15, 2026