Own 3DS provider - Payments API

#!/usr/bin/env bash
# Beta. Beta, gated (own 3DS provider). Purchase with externally-produced 3DS
# evidence. Requires per-outlet enablement (three-ds:external-auth-not-permitted
# otherwise). No `xid`; 3DS1 is not supported.
set -euo pipefail

API_BASE="${RADIUMONE_API_BASE:-https://api-sandbox.radiumone.io/gateway}"
: "${RADIUMONE_ACCESS_TOKEN:?set RADIUMONE_ACCESS_TOKEN to a Bearer access token}"

curl -sS -X POST "$API_BASE/v1/transactions/purchase" \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer $RADIUMONE_ACCESS_TOKEN" \
  -d @request.json

#!/usr/bin/env node
// Beta, gated (own 3DS provider). Purchase with externally-produced 3DS
// evidence. Requires per-outlet enablement (three-ds:external-auth-not-permitted
// otherwise). No `xid`; 3DS1 is not supported.
// Node 18+ ESM fetch. Env: RADIUMONE_ACCESS_TOKEN, RADIUMONE_API_BASE (optional override).
//
// Shared result pattern: any 2xx is a response you branch on `data.status`.
// On a network timeout, a 5xx, or `status:"PENDING"`, retry with the SAME
// request_id — never mint a new one for the same attempt.
import { readFileSync } from "node:fs";

const API_BASE = process.env.RADIUMONE_API_BASE || "https://api-sandbox.radiumone.io/gateway";
const accessToken = process.env.RADIUMONE_ACCESS_TOKEN;
const body = JSON.parse(readFileSync(new URL("./request.json", import.meta.url)));

// Exponential backoff with jitter: attempt 1 waits ~250-500ms, doubling each
// attempt, capped at 4s -- avoids hammering the gateway in a tight retry loop.
function backoffMs(attempt) {
  const base = Math.min(250 * 2 ** (attempt - 1), 4000);
  return base + Math.random() * base;
}

async function createPurchaseWithExternalThreeDs(maxAttempts = 3) {
  for (let attempt = 1; attempt <= maxAttempts; attempt += 1) {
    let res;
    try {
      res = await fetch(`${API_BASE}/v1/transactions/purchase`, {
        method: "POST",
        headers: {
          "Content-Type": "application/json",
          Authorization: `Bearer ${accessToken}`,
        },
        body: JSON.stringify(body), // same request_id every attempt
      });
    } catch (networkErr) {
      if (attempt === maxAttempts) throw networkErr;
      await new Promise((r) => setTimeout(r, backoffMs(attempt)));
      continue;
    }

    if (res.status >= 500) {
      if (attempt === maxAttempts) throw new Error(`server error ${res.status} after ${attempt} attempts`);
      await new Promise((r) => setTimeout(r, backoffMs(attempt)));
      continue;
    }

    const payload = await res.json();
    if (!res.ok) {
      throw new Error(`request failed: ${payload.type ?? payload.code} (${res.status})`);
    }

    if (payload.data.status === "PENDING") {
      if (attempt === maxAttempts) return payload;
      await new Promise((r) => setTimeout(r, backoffMs(attempt)));
      continue;
    }

    return payload; // branch on data.status
  }
  throw new Error("unreachable");
}

createPurchaseWithExternalThreeDs().then((r) => console.log(JSON.stringify(r, null, 2)));

#!/usr/bin/env python3
"""Beta, gated (own 3DS provider). Purchase with externally-produced 3DS
evidence. Requires per-outlet enablement (three-ds:external-auth-not-permitted
otherwise). No `xid`; 3DS1 is not supported.

Shared result pattern: any 2xx is a response you branch on 'status'. On a
network timeout, a 5xx, or status 'PENDING', retry with the SAME
request_id -- never mint a new one for the same attempt.
"""
import json
import os
import random
import time
from pathlib import Path

import requests

API_BASE = os.environ.get("RADIUMONE_API_BASE", "https://api-sandbox.radiumone.io/gateway")


def backoff_seconds(attempt: int) -> float:
    """Exponential backoff with jitter: attempt 1 waits ~0.25-0.5s, doubling
    each attempt, capped at 4s -- avoids hammering the gateway in a loop."""
    base = min(0.25 * 2 ** (attempt - 1), 4.0)
    return base + random.random() * base


def create_purchase_with_external_three_ds(max_attempts: int = 3) -> dict:
    body = json.loads((Path(__file__).parent / "request.json").read_text())
    headers = {"Authorization": f"Bearer {os.environ.get('RADIUMONE_ACCESS_TOKEN', '')}"}

    for attempt in range(1, max_attempts + 1):
        try:
            resp = requests.post(f"{API_BASE}/v1/transactions/purchase", json=body, headers=headers, timeout=30)
        except requests.exceptions.Timeout:
            if attempt == max_attempts:
                raise
            time.sleep(backoff_seconds(attempt))
            continue

        if resp.status_code >= 500:
            if attempt == max_attempts:
                raise RuntimeError(f"server error {resp.status_code} after {attempt} attempts")
            time.sleep(backoff_seconds(attempt))
            continue

        payload = resp.json()
        if not resp.ok:
            code = payload.get("type") or payload.get("code")
            raise RuntimeError(f"request failed: {code} ({resp.status_code})")

        if payload["data"]["status"] == "PENDING":
            if attempt == max_attempts:
                return payload
            time.sleep(backoff_seconds(attempt))
            continue

        return payload  # branch on data.status

    raise RuntimeError("unreachable")


if __name__ == "__main__":
    print(json.dumps(create_purchase_with_external_three_ds(), indent=2))